Fleht
  • Home
  • About Us
  • Work With Us
  • Member Districts
  • Executive Committee
  • Contact Us
  • More
    • Home
    • About Us
    • Work With Us
    • Member Districts
    • Executive Committee
    • Contact Us
Fleht
  • Home
  • About Us
  • Work With Us
  • Member Districts
  • Executive Committee
  • Contact Us

Partnering With Florida School Districts

At FLEHT, we understand the unique challenges districts face when it comes to employee health benefits. Rising costs, compliance requirements, and limited budgets make it difficult to provide competitive coverage. That is where we come in!

Why Partner With FLEHT?

  • Transparent pricing with no hidden commissions or broker bonuses
     
  • Collective buying power for reduced costs
     
  • Reduced volatility in year-to-year plan expenses
     
  • Dividend opportunities through risk-sharing
     
  • Stop-loss premium reduction and stabilization
     
  • Compliance with Florida Statute 112.08
     
  • Lower procurement and operational costs

How It Works

  • District school board adopts a participation agreement
     
  • District must be or become self-insured
     
  • A transition plan is created (assistance available)
     
  • District officially joins FLEHT
     
  • Each superintendent becomes a member/trustee of the trust

Frequently Asked Questions

A non-profit health insurance trust created to help Florida school districts lower costs, improve benefits, and maintain control over their programs.


All Florida school districts that are members of FADSS and are self-insured (or willing to become self-insured).


Participating districts save 7–12% when moving from fully-insured to self-insured inside FLEHT, and an additional 7–13% over five years compared to staying independently self-insured


FLEHT offers services, shared best practices, risk-sharing, and economy of scale, that are not available when operating alone. Additionally, decisions are governed by superintendents, not insurance brokers.


  • Flat per-employee-per-month fee structure (no hidden broker incentives)
     
  • Fiduciary duty directly to districts
     
  • Transparency in every step
     
  • Shared expertise and wellness support programs



Copyright © 2025 Fleht - All Rights Reserved.

Powered by

  • Home
  • About Us
  • Work With Us
  • Member Districts
  • Executive Committee
  • Contact Us

This website uses cookies.

We use cookies to analyze website traffic and optimize your website experience. By accepting our use of cookies, your data will be aggregated with all other user data.

Accept